Argo Group US has been a leader in providing superior products, service and expertise to AASCIF members since 2003 through Argonaut Insurance Company.  This year Argo Group US is pleased to introduce AASCIF to its newest member—Alteris, Inc. 

Alteris and its affiliated companies provide strategic risk solutions to its clients and partners by offering a broad spectrum of products and services, including program placement, underwriting, administration, claims services, risk and safety consultation, and reinsurance for property, casualty, workers compensation and other commercial lines of insurance coverage. 

Alteris customers have access to all of the quality insurance products offered through the Argo Group US family of insurance companies, which carry an “A” rating for financial strength among “Class XII" size insurers rated by A.M. Best. 

Alteris is pleased to be a sponsor of this year’s annual meeting of AASCIF.

On the web: www.alterisus.com

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious, others less so. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles become higher. You need a risk, reinsurance and capital advisor with a proven history of visionary ideas and delivering on its promises. Thirteen (13) AASICF members have chosen to work with Guy Carpenter, more than any other intermediary or direct market.

Using our disciplined approach, we develop an extensive knowledge of your business and the often unique goals and objectives of AASCIF companies. This allows us to deliver the expertise you need, when you need it and where you need it. 

Paradigm Management Services is a catastrophic specialty networks company.  We serve as a Medical Hub that connects people with catastrophic and complex injuries to medical experts, high quality providers, and a clinicalsupport infrastructure. 

Paradigm partners with workers’ compensation carriers and large employers to help the people they cover.  We wrap an expert team around the injured person and ensure the best care by the best providers.  This leads to better medical outcomes, and ultimately translates into substantial savings for our clients.

Paradigm is the only company of this kind, designed and built specifically to address the needs of those with catastrophic injuries.  And we are the only company to provide medical and financial guarantees.  No one else does that.

On the web: www.paradigmcorp.com

Towers Watson is a leading global professional services company that helps organizations improve performance through effective people, risk and financial management. With 14,000 associates around the world, we offer solutions in the areas of employee benefits, talent management, rewards, and risk and capital management.

Towers Watson’s insurance consulting business helps insurers manage risk and capital, improve business performance and create competitive advantage.  We provide full-service insurance consulting to more than three-quarters of the world's leading insurers, are the world’s fourth-largest reinsurance broker and have over 400 software clients.

On the web: www.towerswatson.com

CorVel Corporation is a national provider of leading edge healthcare management solutions to employers, third party administrators, insurance companies and government agencies. CorVel specializes in applying advanced communication and information technology to improve healthcare management. Our innovative program combines claims management technologies with industry leading cost containment to offer the only integrated solution in the marketplace. With over 30 years of experience, our associates nationwide work side by side with our customers to deliver innovative, tailored solutions to manage risk and keep our customers ahead of their costs.

On the web: www.corvel.com

ISO has more than 30 years of experience in collecting, processing, managing, and reporting data on behalf of insurance companies. To help workers comp carriers, ISO developed wcPrism® — a comprehensive suite of data management and compliance solutions. From a single transactional data feed, wcPrism can handle all your reporting needs using its Unit Statistical Reporter (USR), Injury Reporter (FROI/SROI), Medical Reporter, Aggregate Financial Reporter, Policy Reporter (POLS), and Detailed Claim Information Reporter (DCI). To help you satisfy the reporting requirements of the Medicare, Medicaid, and SCHIP Extension Act of 2007, wcPrism also offers a direct feed to ISO ClaimSearch®. Through the optional ISO ClaimSearch Medicare Secondary Payer Reporting Service, ISO will report claims data to the Centers for Medicare & Medicaid Services on behalf of our customers.  With the wcPrism suite, you’ll enjoy increased workflow efficiency, timely reporting and compliance, improved data quality, freedom from maintaining legacy systems, and effortless transmission.

On the web: www.iso.com

As one of the largest consulting and actuarial firms, Milliman has pioneered strategies and solutions for P&C risks.  Our consultants—including more than 100 actuaries, claims, underwriting, and systems experts—bring in-depth knowledge, independence, and insight to areas such as:

• Reserve analysis
• Case reserves reviews
• Expert testimony
• Product design and pricing
• Economic analysis
• Claims management
• Loss analysis software
• Reinsurance management

Our clients include nearly half of the U.S. state funds, as well as insurers and self-insured employers of all sizes.  We can help you ask the right questions, and answer them using the best technical resources, our exceptional business skills, and actionable creative ideas.

On the web: www.milliman.com

USIS is the industry leader in Other States Coverage for members of the AASCIF Community.  We designed and implemented the first program in 1996 and have provided continuous service since that date writing over $425 million in premium through 24,000 policies and 12 AASCIF members. 

 USIS’ program blends 30 years of reinsurance, wholesale and retail experience.  We maintain licenses in 50 states and are a proud associate member of AASCIF and a sponsor of AASCIF  Annual Conference.  For additional information, contact Drew Moreton  636-458-5888.

On the web: www.usis-tia.com

Zurich goes beyond being a market leader in the growing captive marketplace by design. We go beyond simply offering risk transfer insurance solutions. The Zurich team includes specialists in underwriting, claims, marketing, risk engineering, actuarial, finance, and compliance.  We deliver a broad array of services – not only to effectively manage and add value to your program, but to help you reduce your total cost of risk.

Zurich now offers Other States Coverage (OSC) in collaboration with United States Insurance Services (USIS). This multi-state workers’ compensation solution simplifies the insurance OSC process and helps AASCIF members retain and attract profitable in-state business.

Zurich’s capabilities include:
• Fronting
• Risk transfer and/or reinsurance
• Access to other reinsurance facilities
• Access to consulting services
• Claims administration
• Risk engineering

Founded in 1912, Conning is a leading global asset manager offering our clients a unique combination of investment management, insurance research and strategic advisory services; which allow us to implement customized business and investment strategies that help our clients achieve their financial goals. We take a broader view of the insurance industry and integrate it with a sharper focus on our clients’ business needs and investments.

Conning is a global company, with offices in Hartford, New York, London and Dublin. Our international client base is made up of companies from the US, the United Kingdom, Bermuda, Europe and Canada. We manage assets denominated in US dollars, Euros and British pounds sterling, as well as Canadian and Australian dollars.

Our consultants bring unique insight and knowledge to the table. And we develop innovative strategies and solutions to achieve the desired results. What’s more, we help execute the plan—because we believe that’s the only way to create real and lasting value.  Great ideas must be executed to obtain the value desired by our clients.

In short, we’re business consultants uniquely committed to the entire process.  We are a long-time supporter of AASCIF; stop by and visit with us.

On the web: www.deloitte.com

General Re Corporation, a subsidiary of Berkshire Hathaway Inc., is a holding company for global reinsurance and related operations which operates under the brand name Gen Re. General Re is one of the leading property/casualty and life/health reinsurers in the world and is represented by a network of 45 branch and subsidiary offices in key reinsurance markets.  Gen Re writes business on both a treaty and facultative basis in the Property/Casualty market and Life/Health market.

Underwriting and claims expertise are at the core of our value proposition. Gen Re's direct distribution model allows us to work closely with our clients to understand their strategic and operational objectives.  We are able to deliver relevant capacity and services based on that knowledge.   From emerging issues research and a broad range of publications, to client training and seminars, we offer services to our clients that are designed to complement their capabilities and improve the performance of their business.

On the web: www.genre.com

General Re-New England Asset Management, Inc.® (GR–NEAM, Inc.®) is an SEC registered investment advisor.  Our principal office is located in Farmington, CT, with a client service office in San Diego, CA and a wholly-owned subsidiary, GR-NEAM Limited located in Dublin, Ireland.  GR-NEAM Limited is regulated by the Irish Financial Regulator. 

GR-NEAM specializes in offering capital and investment management services primarily to the global insurance industry.  Our comprehensive product and service offering consists of Enterprise Risk and Capital Management, Asset Management, Risk Analytics, and Investment Accounting Services.

On the web: www.grneam.com

Healthesystems is a specialty provider of innovative medical cost management solutions for the workers’ compensation industry. Our comprehensive products include a leading Pharmacy Benefit Management Program, expert Clinical Review Services and a revolutionary Ancillary Benefit Management solution for prospectively managing ancillary medical services.

Our Vertice Claims Information Portal delivers real-time pharmacy and ancillary benefit management program information, reports and tools. This intuitive web portal allows claims professionals to quickly and efficiently process provider transactions, run reports, retrieve relevant clinical information and many other functions.

By combining our powerful technology and clinical expertise, we provide clients with flexible programs that reduce the total cost of medical care and increase the quality of care for injured workers. Our targeted services effectively manage drug utilization and address issues such as the overuse of narcotics and other problematic drugs.

Contact 800.921.1880 for more information.

On the web: www.healthesystems.com

NCCI, based in Boca Raton, Florida, is the nation’s most experienced and largest provider of workers compensation information, tools, and services.
Serving the industry since 1922, NCCI studies workplace injuries and other national and state factors impacting workers compensation. NCCI analyzes industry trends, prepares workers compensation insurance rate recommendations, assists in pricing proposed legislation and provides a variety of data products to more than 900 insurance companies and nearly 40 state governments.
NCCI’s core services include:

• Rate and advisory loss cost filings
• Cost analyses of proposed and enacted legislation
• Residual market management
• Production of experience ratings
• Statistical and compliance services
• Maintenance of the workers compensation infrastructure of classifications, rules, plans and forms

To learn more, please call 800.NCCI.123.

On the web: www.ncci.com

Centre for Neuro Skills (CNS) is proud to celebrate 30 years of being a world leader in medical care, rehabilitation and disease management for individuals with brain injuries, while pursuing and advancing the best in clinical treatment, education and research. 

CNS effectively covers the entire continuum of care from inpatient to outpatient / day treatment, community and home, and assisted and supported living/long term care services.  For additional information about Centre for Neuro Skills, please call us at 800.922.4994.

On the web: www.neuroskills.com

Coventry Workers’ Comp Services, a division of Coventry Health Care, Inc. (NYSE: CVH), is the leading provider of cost and care management solutions for property and casualty insurance carriers, TPA’s and self-insured employers. Coventry offers an integrated suite of care management, PBM, and provider network services. We design best-in-class service offerings to help our partners restore the health and productivity of injured workers and insureds.  We accomplish this by developing and maintaining consultative, trusting partnerships with our clients and stakeholders, built on a foundation of innovative and customized solutions that support the claims management process.

On the web: www.coventrywcs.com

Crowe Paradis Services Corporation (CPSC) is a national Medicare Set Aside/MSP compliance company. CPSC assists many of the nation’s leading insurance carriers, TPAs, self-insured’s and attorneys in understanding and meeting the terms of the Medicare Secondary Payer Statute. Our services include Medicare Set-Asides, Conditional Payment/Lien Reduction Services, Reallocations, Liability Case Consultations, Legal Opinion Letters, Custodial Account Services, Structured Settlements, Protocol Design, Training, and Section 111 Reporting Provider Services. Our combined medical and legal approach to compliance results in significant savings at a competitive price.

On the web: www.cpscmsa.com

Deutsche Insurance Asset Management is committed solely to insurance asset management on a global basis, as evidenced by market leadership, tenor, and the credentials of our professionals.   We believe the following distinguish us from our competitors:

Insurance portfolio managers - deep fixed income investment resources leveraging specialty sector specialists, proprietary research, investment technology and trading clout for delivering highly customized solutions to our insurance clientele

Insurance Advisory Services - providing insurance advisory and strategy development through an integrated approach to strategic asset allocation modeling, risk management, peer analysis, regulatory review, tax optimization, accounting preferences, and other enterprise based issues

Insurance Relationship Managers -relationship managers working exclusively with a limited number of insurance clients with in-depth knowledge and understanding of the insurance industry, investment markets and the specific needs of insurance clients 

Deutsche Insurance Asset Management is the brand name for the insurance practice of Deutsche Asset Management (DeAM), the asset management arm of Deutsche Bank AG, a publicly traded entity incorporated in Germany whose shares trade on stock exchanges throughout the world, including the New York Stock Exchange (symbol “DB”).

On the web: www.insuranceam.db.com

Express Scripts provides the perfect workers’ compensation pharmacy solution — proven, cost-effective and unique in the industry. As a pharmacy benefit manager serving tens of millions of Americans nationwide, we are strategically positioned with the resources and reach to help you control your pharmacy-program costs and meet the needs of your injured workers.

Let Express Scripts help you maximize your workers’ compensation pharmacy program. We understand your workers’ compensation goals — to ensure the safety and satisfaction of your injured workers, while aggressively controlling costs — and we can help you achieve them.

On the web: www.express-scripts.com/workerscompensation

FirstBest® Systems, Inc. delivers insurance software solutions that help commercial‐ and specialty‐lines carriers write more business and write better business. Companies such as AMERISAFE, Inc., a specialty writer of workers' compensation insurance for hazardous industries, ICW Group Insurance Companies, a multi‐line super regional insurance company, and Beacon Mutual Insurance Company, Rhode Island’s largest writer of workers’ compensation insurance, are leveraging FirstBest solutions to grow market share, improve service levels with agents and improve underwriting efficiencies in tandem with quality. Our solutions include an Underwriting Workstation, Agent Portal and Agency Connectivity. Our flagship product, FirstBest UMS™, combines a next‐generation underwriting workstation with FirstBest Agent™, a Web 2.0 agent portal.

For more information, call 1.888.863.6095.

On the web: www.firstbest.com

Hannover Re with a gross premium of around EUR 10 billion, is one of the leading reinsurance groups in the world. It transacts all lines of non-life and life and health reinsurance. It maintains business relations with more than 5,000 insurance companies in about 150 countries. Its worldwide network consists of more than 100 subsidiaries, branch and representative offices on all five continents with a total staff of roughly 2,000. The rating agencies most relevant to the insurance industry have awarded Hannover Re very strong insurer financial strength ratings (Standard & Poor's AA- "Very Strong" and A.M. Best A "Excellent").

On the web: www.hannover-re.com

MedRisk, a claims services and medical management company, delivers strategic medical cost-containment and claims best practice solutions to insurers, third-party administrators, state funds, and self-insured employers. MedRisk creates value for clients through technological innovation, claims efficiencies, and the application of clinical expertise.

On the web: www.medrisknet.com

StoneRiver delivers marketing-leading workers’ compensation solutions for policy, claims, billing and more. We promote your success by streamlining complex business processes.

The StoneRiver Stream™ solution set, the next generation of our proven property-casualty systems, has debuted multiple component solutions this year that enable your organization to become leaner, faster and smarter. StoneRiver Stream components can be used individually or together as an enterprise solution. Advanced business features include work management and business rules. Service-oriented architecture provides an ideal base for delivering state-of-the-art, strategic core operational solutions. The new offerings emphasize configuration tools and business rules, while introducing plug-and-play capability.

On the web: www.stoneriver.com

Vertafore is the leading provider of software, services, and information to the insurance distribution channel including independent agents, brokers, MGAs, carriers, and reinsurers. Vertafore leverages a unique industry presence to deliver meaningful solutions, powerful technology, critical information, and robust insights to help organizations effectively respond to business challenges and capture new opportunities. Vertafore solutions have helped more than 17,000 customers and 500,000 users gain competitive advantage to accelerate their business performance. Vertafore offers comprehensive, insurance-specific solutions to help insurance organizations maximize performance and operational efficiency. Vertafore products include agency management, information, content management, workflow, business intelligence, connectivity, rating, producer lifecycle, and premium finance solutions.

On the web: www.vertafore.com

Ward Group is a consulting firm specializing in the insurance industry and the leading provider of industry benchmarking and best practices services.  Ward Group analyzes staff levels and expenses for all areas of insurance company operations.  The firm’s professional staff is uniquely qualified to help companies measure results, optimize performance and be more profitable.  Headquartered in Cincinnati, Ohio, Ward Group has worked with hundreds of insurance companies throughout North America.  Ward Group also offers the Ward Research Center, a reservoir of valuable information and analysis specific to property-casualty insurers accumulated from Ward Group's strategic studies and research.  For more information about Ward Group and the Ward Research Center, call 513-791-0303.

On the web: www.wardinc.com

For over 100 years, Willis Re has proudly served its clients, helping them obtain better value solutions and make better reinsurance decisions. Willis Re provides risk analysis, consultancy and reinsurance placement services to insurance companies around the
world. We combine the reputation and professionalism associated with being one of the largest international reinsurance intermediary businesses with an aggressive approach to creativity and innovation.

Our sophisticated analytical techniques and processes, including proprietary and third-party modeling tools, enable us to counsel our clients in assisting and managing risk exposure. In conjunction with this process, we design and facilitate customized syndications into the global reinsurance marketplace.

With over 40 locations worldwide, Willis Re provides local service with the full backing of an integrated global reinsurance broker.

On the web: www.willis.com

AAM is a SEC-registered investment advisor that exclusively manages fixed income investment portfolios for insurance companies, including a convertible bond strategy to provide risk controlled surplus growth potential.  AAM manages over 97 insurance client relationships with over $15 billion in assets under management, including a large number of workers compensation companies. AAM’s investment management service is tailored to each client’s needs, and offers exceptional value to AASCIF companies with services such as Dynamic Tax Analysis, Dynamic ALM modeling, and Schedule D Reporting. AAM is also committed to delivering the highest level of proactive client service.  Please visit our website to sign up for the latest industry insights that are published by our highly experienced team of insurance investment management professionals.

On the web: www.aamcompany.com

ACS, a Xerox company, serves hundreds of commercial and government insurers worldwide. ACS provides end-to-end business process outsourcing (BPO) and information technology (IT) services that reduce costs, increase quality, and enable our clients to focus on their core businesses.

Insurers can improve operations to better serve their customers by utilizing ACS’ flexible, reliable solutions for Human Resource, IT, Finance and Accounting, Administration and Customer Care organizations.

With Xerox’s acquisition of ACS in February 2010, ACS becomes part of Xerox’s $22 billion global enterprise with 130,000 employees serving our clients in 160 countries. ACS leverages proven best practices, a global presence, and world-class technology to deliver a competitive advantage for all our clients.

On the web: www.acs-inc.com

Predictive Modeling for Workers Compensation

A New Approach for Claims Management
Predictive modeling can deliver highly significant savings in the claims management process:

• Identify high impact claims from an early stage
• Know from the outset which claims will have high medical costs
• Take preventive action from the start of the process

• Claim scoring for likelihood of return to work
• Predict the likely outcome of claims
• Provide the best return to work plan for each claim

Claim Analytics
Claims Analytics is a well established company with a number of major insurers on our client list. We are now the leaders in providing predictive modeling technology to the claims industry. The company is led by two actuaries with a passion for building ever more accurate predictive models.

Ask us to help you identify areas where you can capitalize from the use of predictive modeling to better manage your workers compensation claims.

On the web: www.claimanalytics.com

FINEOS is a global innovator of enterprise software solutions for insurance and government. FINEOS solutions address core business processing requirements including claims & payments management and new business/underwriting. FINEOS solutions are built on a rules-driven, service-oriented, component-based enterprise platform that serves as a flexible infrastructure for new product introduction, legacy enrichment, and business transformation. FINEOS is delivering documented benefits for some of the world’s leading insurers and government agencies. The company is headquartered in Dublin, Ireland with offices in North America, Europe and Australasia.

On the web: www.FINEOS.com

Hay Group is a human resources consulting firm that helps organizations worldwide get the most from their people by creating clarity, capability, and commitment. Founded in 1943 in Philadelphia, today we work from 87offices in 47 countries.  Our areas of expertise include:

• Compensation, benefits, and performance management
• Talent Management and Succession Planning
• Top Team Building and Effectiveness
• Organizational effectiveness, role clarity, and work design
• Executive remuneration and corporate governance

Hay Group continues to partner with the majority AASCIF members on a wide range of human resources projects.  These include job evaluation, compensation, benefits, incentive plan design, organization structure, performance management and succession management.   In addition, Hay has conducted the annual Executive Compensation survey for the past fourteen years, recently completed a Board Compensation survey and in late 2009, conducted the AASCIF Salary and Benefits survey of non-Executive positions on behalf of all AASCIF members.

On the web: www.haygroup.com

Impairment Resources, LLC, (formerly Brigham & Associates), is your unique solution to permanent impairment evaluation. Our focus is assessing impairment according to the AMA Guides to the Evaluation of Permanent Impairment and the complex issues often associated with workers' compensation, personal injury, automobile casualty, Longshore and Harbor Workers' Act, and long term disability cases. Our mission is to be the international leader in the field of high quality impairment and independent medical review. Our core values are integrity, service and excellence.

On the web: www.impairment.com

M. Joseph Medical was founded in 1985, in Louisville, Kentucky, to fulfill an identified need for cost containment in workers’ compensation benefits administration.  Starting out as a durable medical equipment supplier to the workers’ compensation insurance industry, M. Joseph Medical grew rapidly in response to client needs.

Today, M. Joseph Medical is a nationwide pharmaceutical and durable medical equipment dealer providing an enormous range of products and services.  Our business continues to grow steadily, along with our reputation for the best products with competitive pricing and exceptional customer service.

Our goal is to provide high quality products at discounted prices while maintaining the highest level of care and customer service.

Please feel free to use M. Joseph Medical as a helpful resource.  You may contact us at 800-928-1050.

On the web: www.mjosephmedical.com

Overland Solutions, Inc. leads the industry with proven expertise in offering meaningful information services. We are passionate about providing accurate, timely results to meet our business partners’ needs nationwide. Our full services platform consists of premium audits, loss control, surveys, inspections and residential insurance surveys. A partnership with Overland Solutions Inc. will give you the confidence of doing business with a secure, stable company with more than 80 years of demonstrated experience. We are committed to collecting high quality data to empower better business decisions and give you an advantage. Our highly trained field experts focus on customer satisfaction and offer consistent information in every completed report. Our technology systems, industry knowledge and dedication to superior service make Overland Solutions, Inc. the best match for your current requirements and future success.

On the web: www.olsi.net

Prestwick Services, LLC provides Payroll+, the first pay as-you-go billing and administration services offering that enables workers compensation insurers to leverage their existing distribution channel. Payroll+ enables carriers to cost-effectively provide their policy holders with automated payment of premiums each payroll, improving the insured’s predictability and maximization of cash flow.  In addition to savings resulting from the reduction in invoicing and premium audit costs, carriers benefit with more timely and accurate matching of premium with risk by uncovering payroll and classification discrepancies earlier in the lifecycle of the policy.  The net result is more profitable underwriting and higher retention rates for workers compensation carriers.

On the web: www.prestwickservices.com

Insurance companies must try to strike a balance between the need to generate investment income and grow surplus, while protecting the security of policyholders.  In contrast to managing portfolios for pension funds, foundations or endowments, where the same “core strategy” can be applied broadly across client accounts, insurance companies need an investment advisor who has the experience, processes, and tools needed to create and execute customized strategies based on the unique needs and characteristics of each client.  At Prime we combine our industry experience, investment expertise and understanding of tax issues with our technology and modeling capabilities to help our clients develop optimal investment strategies that are customized for their particular needs. As of March 31, 2010, more than 11% of our clients’ underwriting premiums are written to support workers compensation.

For more information or to set up a meeting please call Patrick Tuohy at (860) 331-3050 or via email patrick.tuohy@primeadvisors.com.

On the web: www.primeadvisors.com

MDGuidelines offers a robust data set that helps you achieve optimal employee disability outcomes. Each medical topic includes a succinct clinical description, information on diagnosis and prognosis, treatment and rehabilitation options, recommended disability durations based on severity and job requirements, and back-to-work accommodations. MDGuidelines can be enhanced with other capabilities including our proprietary Predictive Disability Duration Modeling, which provides individualized duration recommendations; ACOEM’s Treatment Guidelines; and the AMA’s CPT® Codes for medical procedures.

On the web: www.reedgroup.com

RMS, an Associate Member of AASCIF, combines over 165 years of experience in receivable solutions with deep domain expertise in the Insurance Industry - including Worker’s Compensation Audit Premium - to provide clients with the most efficient and effective receivable solutions. Utilizing a proprietary analytics process framework, RMS works with Worker’s Compensation writers to transform their A/R practices, dramatically reducing DPO (Days Premium Outstanding) and significantly increasing cash flow and working capital, while preserving customer relationships.

RMS is SAS70 II Process and Technology compliant.

To Start Optimizing Your Working Capital, See An RMS Representative.

On the web: www.rmsna.com

Tropics Software Technologies is a national software company specializing in workers’ compensation systems. The multi-state, multi-tiered, web-enabled policy, claims, and billing systems can be configured for any insurance company, state fund, self-insured fund, or MGA.

In today's workers' compensation environment you need a software system that goes beyond transaction processing. Tropics Software does just that by incorporating workflow, alerts, document & forms, EDI, email notification, web accessibility, customizable screens with user defined fields, business intelligence, and fully integrated processes specifically designed for the industry.

With solid technology mastery, expert staff, 100% success rate for new implementations, and over 15 years of dedication to workers' comp, Tropics Software provides solutions for all phases of the workers' compensation business.

On the web: www.GoTropics.com

Windham Professionals, Inc. is a leader in the collection of state compensation funds' outstanding receivables. As a long time Associate Member of AASCIF, we understand that each state operates differently. That’s why we customize our approach for each state, spending considerable time developing cooperative ideas and strategies that are unique to each of our clients. The result is increased financial stability, with complaints eliminated through conflict resolution and counseling. We ask you to partner with us and see how Windham can benefit you.

On the web: www.windhampros.com

BHN - Providing Medical Management Services For All Your Health Care Management Needs

BHN health care management services designed to lower workers' compensation and disability costs while ensuring the quality of health care delivered.  A key component to BHN's success is our workers' compensation PPO services. Combined with:

• BHN’s URAC Accredited Utilization Management program
• Bill Review
• Telephonic and Field Case Management
• Vocational Rehabilitation and return to work coordination

BHN offers flexibility and affordable services for self-insured employers and insurance carriers.   BHN services can be unbundled and designed for individual programs. 
BHN also offers a wide range of Medical Review Services provided by experienced RN Case Managers and our panel of over 100 physician reviewers.  BHN can provide review of medical records, including Life Care Planning and Medicare Set-Aside Reporting to assist the claims adjuster in handling all aspects of medical management of workers compensation claims.   

On the web: www.uscky.com/bluegras.html

Jones, Walters, Turner & Shelton, originally founded as Jones & Walters, is a distinguished Kentucky based law firm concentrating in the defense of Federal Black Lung, worker’s compensation, personal injury, employment, insurance, coal mine health and safety, and environmental matters related to surface coal mining. We have an in-depth and constantly evolving knowledge of state and federal statutes, case precedent and judicial/administrative trends in these practice areas. Our attorneys work closely with clients to deliver accurate and timely legal advice derived from experience and sound professional judgment. From the time of claim assignment until final resolution, JWTS attorneys and staff strive to provide the highest level of proficiency, accessibility and accountability.

Fowler is Kentucky's commercial, bankruptcy and litigation law firm known for finding practical solutions to complex matters. Based in Lexington, it serves business clients throughout the Commonwealth and the U.S. It is known for handling complicated financial matters, especially in the areas of bankruptcy and creditor rights, complex litigation and mediation, insurance defense, workers' compensation, coverage issues, real estate and collections.

Beyond their substantial experience and professional expertise, Fowler's attorneys are widely respected for their integrity, responsiveness and wise counsel. They take a no-nonsense approach to finding solutions and resolving conflicts. They offer guidance, reassurance and results to clients facing tough business or personal challenges.

On the web: www.fowlerlaw.com